Payless Power
12 Month - Prepaid - No Deposit & No Credit Check
Rate
18.70¢
Term
12 Months
$1000 kWh
$187
Rates as of July 2026 · verify on the EFL
- ✓ 26% green
- ✓ No deposit / no credit check
Provider comparison · Texas 2026
Payless Power vs TXU Energy.
Two of Texas's most-shopped retail providers, head to head. Rates, plan counts, customer ratings — the math, then the plans.
Updated July 2026 Enri Zhulati Live PUCT-registered plan data
At a glance
Provider snapshot.
Lowest rate, plan count, customer rating — at a glance for both providers.
Payless Power
Est. 2005 · Arlington, TX
Lowest rate
18.7¢
Plans
2
Rating
4.7/5
Prepaid specialist. No deposit, no credit check, same-day service.
View Payless Power plans
TXU Energy
Est. 1984 · Irving, TX
Lowest rate
13.5¢
Plans
10
Rating
4.7/5
Texas's largest REP. Free Nights, Solar Days, and Cash Back Loyalty rewards.
View TXU Energy plansOur take
By the numbers TXU Energy edges out Payless Power.
TXU Energy wins 3 of 4 head-to-head categories (lowest rate, average rate, customer rating, plan count). That said, the right pick depends on your usage profile and what you value — read the matrix below before you decide.
Category by category.
| Category | Payless Power | TXU Energy | Winner |
|---|---|---|---|
| Lowest rate (¢/kWh) | 18.7¢ | 13.5¢ | TXU Energy |
| Average rate (¢/kWh) | 18.7¢ | 17.6¢ | TXU Energy |
| Plan count | 2 | 10 | TXU Energy |
| Customer rating | 4.7/5 | 4.7/5 | Tie |
| Reviews | 24,025 · Google | 9,920 · Google | Payless Power |
| 100% green plans | — | — | |
| Month-to-month available | — | — | |
| Free nights/weekends | — | — |
Plans
Top plans from each.
Lowest-bill plan from each provider at 1,000 kWh — the median Texas usage. Pricing varies by ZIP and TDU territory.
Payless Power top plans
Payless Power
6 Month - Prepaid -No Deposit & No Credit Check
Rate
18.70¢
Term
6 Months
$1000 kWh
$187
Rates as of July 2026 · verify on the EFL
- ✓ 26% green
- ✓ No deposit / no credit check
TXU Energy top plans
TXU Energy
Clear Deal 12
Rate
13.50¢
Term
12 Months
$1000 kWh
$135
Rates as of July 2026 · verify on the EFL
- ✓ $50 bill credit when your usage is at least 800kWh
- ✓ 60 Day Satisfaction Guarantee
- ✓ 12-month term
TXU Energy
Clear Deal 24
Rate
14.50¢
Term
24 Months
$1000 kWh
$145
Rates as of July 2026 · verify on the EFL
TXU Energy
Solar Value 12
Rate
14.90¢
Term
12 Months
$1000 kWh
$149
Rates as of July 2026 · verify on the EFL
- ✓ 25% green
Bottom line
Which one should you pick?
Pick Payless Power if
- ✓You prefer the brand or have a referral — head-to-head, TXU Energy edges out on every category
Pick TXU Energy if
- ✓You want the lowest rate (13.5¢ vs 18.7¢)
- ✓You want more options (10 plans vs 2)
Payless Power vs TXU Energy: see plans at your address
Rates and plan availability vary by ZIP and TDU territory. Enter your ZIP to see what each provider offers on your meter — at your real usage.
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How enrollment works
You pick the plan here. Enrollment finishes on our secure checkout — same rate, no markup. If you'd rather skip the ZIP entry, Live Link pulls your real usage from Smart Meter Texas in about 30 seconds. Same plans, same checkout, less typing.