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For homeowners · Houses

Electricity for Texas homeowners.

Texas homes typically use 1,000-2,500 kWh/month — right where bill-credit plans become a real advantage if you can reliably hit the threshold. Lock in a fixed rate before summer.

Compare home plans Or call (877) 867-1477
Updated May 2026 Live rates from electricrates.org Lowest fixed home rate today: 6.9¢/kWh

Top picks

Three long-term fixed starting points.

Lowest bills at 1,000 kWh — the median Texas home usage. All three are 12+ month fixed-rate contracts, the right structure for homeowners who want budget predictability.

1
APGE
APGE

SimpleSaver 13

Rate
6.90¢
Term
13 Months
$1000 kWh
$69

Rates as of May 2026 · verify on the EFL

60-Day Guarantee 60-Day Guarantee New residential customers can switch to any APG&E plan within 60 days of their enrollment date. To exercise the guarantee, call APG&E customer service within the 60-day window. Switching to a different APG&E plan does not waive the early termination fee for switching to a different provider — the guarantee covers in-network plan changes only.
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2
Just Energy
Just Energy

Smart Choice - 12

Rate
7.00¢
Term
12 Months
$1000 kWh
$70

Rates as of May 2026 · verify on the EFL

  • ✓ 31% green
  • ✓ $125 bill credit when you use 1000 kWh
  • ✓ 60-Day Happiness Guarantee
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Full ranking

Top 10 home plans at 1,000 kWh.

Sorted by real cost at 1,000 kWh — typical Texas home usage. Watch for bill-credit thresholds and minimum-usage fees in the EFL.

1 APGE

SimpleSaver 13

APGE · 13 Months

6.9¢

@ 1,000 kWh
2 Just Energy

Smart Choice - 12

Just Energy · 12 Months

7.0¢

@ 1,000 kWh
3 4Change Energy

Maxx Saver Value 12

4Change Energy · 12 Months

7.1¢

@ 1,000 kWh
4 APGE

SimpleSaver 12

APGE · 12 Months

7.2¢

@ 1,000 kWh
5 APGE

SimpleSaver 14

APGE · 14 Months

7.2¢

@ 1,000 kWh
6 Rhythm Energy

Rhythm Max Saver 12

Rhythm Energy · 12 Months · 100% green

7.2¢

@ 1,000 kWh
7 Gexa Energy

Eco Saver Plus 12

Gexa Energy · 12 Months · 100% green

7.3¢

@ 1,000 kWh
8 Frontier Utilities

Saver Plus 12

Frontier Utilities · 12 Months

7.3¢

@ 1,000 kWh
9 Discount Power

Bill Credit Bundle 24

Discount Power · 24 Months

7.3¢

@ 1,000 kWh
10 Cirro Energy

Bill Bonus 24

Cirro Energy · 24 Months

7.3¢

@ 1,000 kWh

Timing

When to sign, and when to wait.

Texas wholesale electricity prices follow a predictable seasonal pattern — and so should your shopping window.

Mar-May

Spring

Best window to sign fixed. Forward curves at annual lows.

Jun-Aug

Summer

Avoid signing. ERCOT scarcity pricing inflates futures.

Sep-Nov

Fall

Second-best window. Wholesale prices ease post-peak.

Dec-Feb

Winter

Watch for Uri-style freeze risk. Variable plans dangerous.

Homeowner tips

Six things homeowners should know.

Solar, EV, summer peak, contract length — the levers that move your bill more than picking a brand.

Lock fixed before summer

Texas wholesale prices spike June-September. A 24-month fixed signed in March/April beats variable rates by 1-2¢/kWh through peak season. Most fixed-rate plans signed in spring lock at the year's lowest forward curve.

Bill credits work for you, not against

If you reliably use 1,000+ kWh, a bill-credit plan effectively beats most flat-priced plans. Check your past 12-month usage on your current bill — if every month is north of 1,000 kWh, the credit math works in your favor.

Calendar alert 30 days before contract end

Auto-renewal at the month-to-month variable rate is the #1 way Texans overpay. Mark your calendar 30 days before your contract ends — that's the window when you can shop and switch without paying a cancellation fee.

EV? Look at overnight free hours

An EV-specific plan with overnight free hours can save $30-$80/month vs. a flat-rate plan, depending on charging schedule. Plans like TXU Free Nights and Reliant Truly Free Nights price daytime electricity higher to subsidize free overnight kWh.

Solar? Verify the buyback rate

Most Texas plans pay $0 for solar export. The handful that pay solar buyback (Octopus, Chariot, Green Mountain Renewable Rewards) credit you per kWh exported — typically 10-15¢/kWh. If you have rooftop solar, this is a huge differentiator.

Long-term fixed (24-36 months) when rates are low

When forward curves are below historical averages, lock in for longer. The 2026 forward strip is mid-cycle: 12-24 months is the sweet spot. Avoid 36-month locks unless rates are clearly below the 5-year average.

See home plans for your ZIP

Rates vary by TDU territory and ZIP. Enter your ZIP to see what fixed-rate home plans are actually available on your meter — sorted by total bill at your real usage.

Compare home plans Or call (877) 867-1477
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How enrollment works

Enrollment happens at ComparePower.com — our enrollment partner, built by the same team. If you'd rather skip the ZIP entry, Live Link pulls your real usage from Smart Meter Texas in about 30 seconds. Same plans, same checkout, less typing.