Payless Power
12 Month - Prepaid - No Deposit & No Credit Check
Rate
18.70¢
Term
12 Months
$1000 kWh
$187
Rates as of July 2026 · verify on the EFL
- ✓ 26% green
- ✓ No deposit / no credit check
Provider comparison · Texas 2026
Payless Power vs Reliant.
Two of Texas's most-shopped retail providers, head to head. Rates, plan counts, customer ratings — the math, then the plans.
Updated July 2026 Enri Zhulati Live PUCT-registered plan data
At a glance
Provider snapshot.
Lowest rate, plan count, customer rating — at a glance for both providers.
Payless Power
Est. 2005 · Arlington, TX
Lowest rate
18.7¢
Plans
2
Rating
4.7/5
Prepaid specialist. No deposit, no credit check, same-day service.
View Payless Power plans
Reliant
Est. 2000 · Houston, TX
Lowest rate
11.9¢
Plans
10
Rating
4.6/5
NRG's flagship Texas REP. Broad portfolio from Basic Power to Pure Power; strong app.
View Reliant plansOur take
By the numbers Reliant edges out Payless Power.
Reliant wins 3 of 4 head-to-head categories (lowest rate, average rate, customer rating, plan count). That said, the right pick depends on your usage profile and what you value — read the matrix below before you decide.
Category by category.
| Category | Payless Power | Reliant | Winner |
|---|---|---|---|
| Lowest rate (¢/kWh) | 18.7¢ | 11.9¢ | Reliant |
| Average rate (¢/kWh) | 18.7¢ | 15.3¢ | Reliant |
| Plan count | 2 | 10 | Reliant |
| Customer rating | 4.7/5 | 4.6/5 | Payless Power |
| Reviews | 24,025 · Google | 6,000 · Google | Payless Power |
| 100% green plans | — | — | |
| Month-to-month available | — | — | |
| Free nights/weekends | — | — |
Plans
Top plans from each.
Lowest-bill plan from each provider at 1,000 kWh — the median Texas usage. Pricing varies by ZIP and TDU territory.
Payless Power top plans
Payless Power
6 Month - Prepaid -No Deposit & No Credit Check
Rate
18.70¢
Term
6 Months
$1000 kWh
$187
Rates as of July 2026 · verify on the EFL
- ✓ 26% green
- ✓ No deposit / no credit check
Reliant top plans
Reliant
Power Savings 12 plan
Rate
11.90¢
Term
12 Months
$1000 kWh
$119
Rates as of July 2026 · verify on the EFL
- ✓ 20% green
- ✓ $75 bill credit when your usage is at least 1000kWh
- ✓ 90-Day Satisfaction Guarantee
Reliant
Power Savings 24 plan
Rate
11.90¢
Term
24 Months
$1000 kWh
$119
Rates as of July 2026 · verify on the EFL
- ✓ 20% green
- ✓ $75 bill credit when your usage is at least 1000kWh
- ✓ 90-Day Satisfaction Guarantee
Reliant
Pure Power 24 plan
Rate
14.40¢
Term
24 Months
$1000 kWh
$144
Rates as of July 2026 · verify on the EFL
- ✓ 24% green
- ✓ Low fixed energy charge and No gimmicks
- ✓ 90-day satisfaction guarantee
Bottom line
Which one should you pick?
Pick Payless Power if
- ✓Customer ratings matter (4.7/5 vs 4.6/5)
Pick Reliant if
- ✓You want the lowest rate (11.9¢ vs 18.7¢)
- ✓You want more options (10 plans vs 2)
Payless Power vs Reliant: see plans at your address
Rates and plan availability vary by ZIP and TDU territory. Enter your ZIP to see what each provider offers on your meter — at your real usage.
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How enrollment works
You pick the plan here. Enrollment finishes on our secure checkout — same rate, no markup. If you'd rather skip the ZIP entry, Live Link pulls your real usage from Smart Meter Texas in about 30 seconds. Same plans, same checkout, less typing.