Payless Power
12 Month - Prepaid - No Deposit & No Credit Check
Rate
18.70¢
Term
12 Months
$1000 kWh
$187
Rates as of July 2026 · verify on the EFL
- ✓ 26% green
- ✓ No deposit / no credit check
Provider comparison · Texas 2026
Payless Power vs 4Change Energy.
Two of Texas's most-shopped retail providers, head to head. Rates, plan counts, customer ratings — the math, then the plans.
Updated July 2026 Enri Zhulati Live PUCT-registered plan data
At a glance
Provider snapshot.
Lowest rate, plan count, customer rating — at a glance for both providers.
Payless Power
Est. 2005 · Arlington, TX
Lowest rate
18.7¢
Plans
2
Rating
4.7/5
Prepaid specialist. No deposit, no credit check, same-day service.
View Payless Power plans
4Change Energy
Est. 2012 · Dallas, TX
Lowest rate
6.5¢
Plans
12
Rating
4.4/5
Donates to Texas charities; Maxx Saver Value 12 is consistently a category leader.
View 4Change Energy plansOur take
By the numbers 4Change Energy edges out Payless Power.
4Change Energy wins 3 of 4 head-to-head categories (lowest rate, average rate, customer rating, plan count). That said, the right pick depends on your usage profile and what you value — read the matrix below before you decide.
Category by category.
| Category | Payless Power | 4Change Energy | Winner |
|---|---|---|---|
| Lowest rate (¢/kWh) | 18.7¢ | 6.5¢ | 4Change Energy |
| Average rate (¢/kWh) | 18.7¢ | 13.2¢ | 4Change Energy |
| Plan count | 2 | 12 | 4Change Energy |
| Customer rating | 4.7/5 | 4.4/5 | Payless Power |
| Reviews | 24,025 · Google | 14,000 · Google | Payless Power |
| 100% green plans | — | — | |
| Month-to-month available | — | — | |
| Free nights/weekends | — | — |
Plans
Top plans from each.
Lowest-bill plan from each provider at 1,000 kWh — the median Texas usage. Pricing varies by ZIP and TDU territory.
Payless Power top plans
Payless Power
6 Month - Prepaid -No Deposit & No Credit Check
Rate
18.70¢
Term
6 Months
$1000 kWh
$187
Rates as of July 2026 · verify on the EFL
- ✓ 26% green
- ✓ No deposit / no credit check
4Change Energy top plans
4Change Energy
Maxx Saver Value 8
Rate
6.50¢
Term
8 Months
$1000 kWh
$65
Rates as of July 2026 · verify on the EFL
4Change Energy
Maxx Saver Value 12
Rate
6.60¢
Term
12 Months
$1000 kWh
$66
Rates as of July 2026 · verify on the EFL
- ✓ $125 bill credit when you use 1000 kWh
- ✓ 60 Day Satisfaction Guarantee
- ✓ 12-month term
4Change Energy
Maxx Saver Value 24
Rate
7.50¢
Term
24 Months
$1000 kWh
$75
Rates as of July 2026 · verify on the EFL
Bottom line
Which one should you pick?
Pick Payless Power if
- ✓Customer ratings matter (4.7/5 vs 4.4/5)
Pick 4Change Energy if
- ✓You want the lowest rate (6.5¢ vs 18.7¢)
- ✓You want more options (12 plans vs 2)
Payless Power vs 4Change Energy: see plans at your address
Rates and plan availability vary by ZIP and TDU territory. Enter your ZIP to see what each provider offers on your meter — at your real usage.
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How enrollment works
You pick the plan here. Enrollment finishes on our secure checkout — same rate, no markup. If you'd rather skip the ZIP entry, Live Link pulls your real usage from Smart Meter Texas in about 30 seconds. Same plans, same checkout, less typing.