4Change Energy Best for Low Rates

4Change Energy Review

Donates to Texas charities; Maxx Saver Value 12 is consistently a category leader.

4.2 · 1,680 reviews HQ: Dallas, TX Est. 2012 12 plans

Our verdict

3.5/5

4Change is a Vistra brand (the same parent as TXU) with a genuine hook: 4% of profits go to Texas charities you pick, at no cost to you. When its Maxx Saver bill credit lands, the effective rate is among the lowest in the state. The structure is the catch — the headline ~7.8¢ only holds if you clear 1,000 kWh every month; miss it once and you pay the ~14.7¢ underlying rate with no credit. Strong pick for steady high-usage homes that track the meter; the wrong plan for variable or low usage.

How we evaluated

We confirmed 4Change's Vistra ownership, read the Maxx Saver bill-credit EFLs, checked its PUCT complaint ratio (well below the industry average) and BBB grade (A+, accredited), and weighed the Google-vs-Trustpilot rating gap, then cross-checked rates against live market pricing. We don't take payment for placement — checkout passes through at the same rate you'd get going direct.

By the numbers

4Change Energy at a glance.

Lowest rate
7.30¢
Average rate
13.41¢
Plans
12
Rating
★ 4.2

What stands out

4Change Energy highlights.

Long-term price lock

Lock in your rate for 24+ months. Insulated from market spikes.

What's in the box

Included vs. add-ons.

Included with all plans

  • TDU delivery charges built into the rate
  • Online account portal & mobile app
  • 24/7 customer support
  • Rate lock guarantee on fixed-term plans
  • No surprise fees outside of the EFL
  • Free monthly usage alerts

Available add-ons

  • Smart thermostat enrollment program
  • 100% renewable energy upgrade
  • Budget billing (level monthly payments)
  • Auto-pay & paperless billing discount
  • Referral rewards program
  • Appliance & wiring protection plan

Specific inclusions vary by plan. Always confirm against the EFL (Electricity Facts Label) for the plan you're considering.

Side by side

4Change Energy vs. top providers.

4Change Energy 4Change Energy Viewing now
Rating
★ 4.2
Lowest
7.30¢
Average
13.41¢
Plans
12
Best for Low Rates
Rating
★ 4.7
Lowest
7.40¢
Average
13.16¢
Plans
7
Best for Green Energy
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Rating
★ 4.4
Lowest
6.90¢
Average
14.39¢
Plans
19
Best for Low Rates
View provider →
Rating
★ 4.3
Lowest
7.40¢
Average
12.35¢
Plans
6
Best for Green Energy
View provider →

Every plan, ranked honestly

4Change Energy plans.

Public review aggregate

4Change Energy overall rating.

4.2
1,680 public reviews
Weighted aggregate from BBB, PUCT, and Trustpilot. Individual reviews from our own customers are coming soon.

Have experience with 4Change Energy? Help the next Texan choose smart.

5 minutes, no truck roll

How to switch to 4Change Energy.

  1. 1

    Pick a plan

    Compare the 12 4Change Energy plans by rate, term length, and renewable %. Confirm the EFL matches what you saw.

  2. 2

    Enroll online

    Sign up in under 5 minutes — no paperwork, no phone tree. Bring your ZIP, address, and a recent bill if you have one.

  3. 3

    Switch is automatic

    4Change Energy files the switch with your TDU. No service interruption, no new equipment, no truck roll. Your meter and wires stay the same.

Provider profile

Inside4Change Energy.

4Change Energy was founded in Dallas in 2012 with a charity-donation angle — 4% of company profits go to Texas non-profits the customer picks, drawn from margin rather than added to the rate. It's a Vistra brand (via Value Based Brands), the same parent as TXU Energy.

Maxx Saver Value 12 is the headline product — a competitive 12-month effective rate at 1,000 kWh built on a $125 bill credit over a ~14.7¢ underlying rate. The straight-rate One Rate plans skip the credit but price above the bill-credit options.

Best fit if you...

  • Households that reliably clear 1,000 kWh a month so the bill credit lands.
  • Customers who want a charity-tied product without paying a premium for it.
  • Dallas-Fort Worth households (4Change is HQ'd in Dallas and has the deepest market presence there).

Watch out for

  • !Same bill-credit gotcha as Frontier and Gexa — fall under 1,000 kWh and the effective rate jumps to the ~14.7¢ underlying rate.
  • !A 60-day satisfaction window exists, but the ETF is $20 per remaining month after that.

What makes 4Change Energy different

Best combination of charity-tie and competitive pricing — most other 'mission' REPs price 1-2¢ above the market.

Company background

About 4Change Energy.

Donates to Texas charities; Maxx Saver Value 12 is consistently a category leader.

Established
2012
14 years in Texas
Headquarters
Dallas, TX
Active plans
12
Avg rate
13.41¢
at 1,000 kWh

4Change Energy FAQ

Common questions about 4Change Energy.

What does 4Change Energy charge per kWh?

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4Change Energy plans range from 7.30¢/kWh on the cheapest fixed plan to roughly 17.60¢/kWh on its premium products. The average across all 12 plans is 13.41¢/kWh at 1,000 kWh of monthly usage. Always check the EFL — advertised rates can differ at 500 or 2,000 kWh.

Is 4Change Energy a legitimate Texas REP?

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Yes. 4Change Energy is a licensed Retail Electric Provider in Texas, founded in 2012 and headquartered in Dallas, TX. It's regulated by the Public Utility Commission of Texas (PUCT) and serves customers across the deregulated Texas market.

How long does it take to switch to 4Change Energy?

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Most enrollments process in 1–3 business days. 4Change Energy files the switch with your local TDU (Oncor, CenterPoint, AEP, or TNMP) — there's no service interruption, and your meter and wires don't change. Same-day or next-day moves are available for new addresses with priority enrollment.

Does 4Change Energy require a deposit?

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4Change Energy typically runs a soft credit check at enrollment. Customers with strong credit usually pay no deposit. If a deposit is required, it's typically refunded after 12 months of on-time payments. To skip the deposit entirely, look at prepaid options or a co-signer.

What's the early termination fee with 4Change Energy?

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On fixed-rate plans, ETFs typically run $150 (under 12 months), $250 (12-month plans), or $295 (24+ month plans). Month-to-month variable plans have no ETF. The exact fee is listed in the EFL for each plan — always verify before signing.

Can I keep 4Change Energy if I move within Texas?

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Yes, as long as you're moving to another deregulated area on a TDU 4Change Energy serves. You'll typically transfer your plan to the new address without paying an ETF. If you move to a regulated market or municipal utility area (like Austin Energy or CPS), you'll need to cancel — most providers waive the ETF in that case with proof of address.

Ready to enroll with 4Change Energy?

Enter your ZIP and we’ll show every Texas plan available on your meter — sorted by true cost at your actual usage.

No spam · It's free · Takes 60 seconds

How enrollment works

You pick the plan here. Enrollment finishes on our secure checkout — same rate, no markup. If you'd rather skip the ZIP entry, Live Link pulls your real usage from Smart Meter Texas in about 30 seconds. Same plans, same checkout, less typing.