Provider comparison · Texas 2026

4Change Energy vs TXU Energy.

Two of Texas's most-shopped retail providers, head to head. Rates, plan counts, customer ratings — the math, then the plans.

Updated July 2026 Enri Zhulati Live PUCT-registered plan data

At a glance

Provider snapshot.

Lowest rate, plan count, customer rating — at a glance for both providers.

Our take

By the numbers 4Change Energy edges out TXU Energy.

4Change Energy wins 3 of 4 head-to-head categories (lowest rate, average rate, customer rating, plan count). That said, the right pick depends on your usage profile and what you value — read the matrix below before you decide.

Editorial framing

What this matchupmeans.

Largest Texas REP vs. one of the most aggressive bill-credit retailers. TXU is rewards-funded straight-rate; 4Change is charity-tied bill-credit at the 1,000 kWh threshold.

TXU Energy

Pick TXU Energy if...

  • You consistently use 1,000-1,200 kWh per month and want to capture the bill credit.
  • You like the charity-tie — 4Change donates to Texas non-profits at no rate premium.
4Change Energy

Pick 4Change Energy if...

  • Your usage varies — TXU's rewards-funded model tolerates monthly variance.
  • You won't reliably hit the 1,000 kWh credit band where 4Change shines.

When the numbers are close

4Change's headline rate looks better in best-of lists; TXU's effective cost is more stable across usage variance. If your monthly usage is predictable, run the math at 4Change. If not, TXU.

Category by category.

Category 4Change Energy TXU Energy Winner
Lowest rate (¢/kWh) 6.5¢ 13.5¢ 4Change Energy
Average rate (¢/kWh) 13.2¢ 17.6¢ 4Change Energy
Plan count 12 10 4Change Energy
Customer rating 4.4/5 4.7/5 TXU Energy
Reviews 14,000 · Google 9,920 · Google 4Change Energy
100% green plans
Month-to-month available
Free nights/weekends

Plans

Top plans from each.

Lowest-bill plan from each provider at 1,000 kWh — the median Texas usage. Pricing varies by ZIP and TDU territory.

4Change Energy

4Change Energy top plans

2
4Change Energy
4Change Energy

Maxx Saver Value 12

Rate
6.60¢
Term
12 Months
$1000 kWh
$66

Rates as of July 2026 · verify on the EFL

  • $125 bill credit when you use 1000 kWh
  • 60 Day Satisfaction Guarantee
  • 12-month term
View plan →
TXU Energy

TXU Energy top plans

1
TXU Energy
TXU Energy

Clear Deal 12

Rate
13.50¢
Term
12 Months
$1000 kWh
$135

Rates as of July 2026 · verify on the EFL

  • $50 bill credit when your usage is at least 800kWh
  • 60 Day Satisfaction Guarantee
  • 12-month term
View plan →
2
TXU Energy
TXU Energy

Clear Deal 24

Rate
14.50¢
Term
24 Months
$1000 kWh
$145

Rates as of July 2026 · verify on the EFL

View plan →
3
TXU Energy
TXU Energy

Solar Value 12

Rate
14.90¢
Term
12 Months
$1000 kWh
$149

Rates as of July 2026 · verify on the EFL

  • 25% green
View plan →

Bottom line

Which one should you pick?

Pick 4Change Energy if

  • You want the lowest rate (6.5¢ vs 13.5¢)
  • You want more options (12 plans vs 10)

Pick TXU Energy if

  • Customer ratings matter (4.7/5 vs 4.4/5)

4Change Energy vs TXU Energy: see plans at your address

Rates and plan availability vary by ZIP and TDU territory. Enter your ZIP to see what each provider offers on your meter — at your real usage.

No spam · It's free · Takes 60 seconds

How enrollment works

You pick the plan here. Enrollment finishes on our secure checkout — same rate, no markup. If you'd rather skip the ZIP entry, Live Link pulls your real usage from Smart Meter Texas in about 30 seconds. Same plans, same checkout, less typing.