Payless Power
12 Month - Prepaid - No Deposit & No Credit Check
Rate
19.30¢
Term
12 Months
$1000 kWh
$193
Rates as of July 2026 · verify on the EFL
- ✓ 26% green
- ✓ No deposit / no credit check
Best for No Deposit Payless Power in McKinney
Payless Power in McKinney.
Payless Power has 2 plans live on the Oncor grid serving McKinney. Lowest rate 19.30¢/kWh.
4.2 · Oncor grid · 205K residents · Collin County
Payless Power in McKinney
By the numbers.
Lowest here
19.30¢
Payless Power in McKinney
McKinney avg
14.72¢
across all providers
Payless Power plans
2
on Oncor
100% green
0
renewable plans
What you actually pay in McKinney
Energy charge vs the wires.
Payless Power's cheapest plan in McKinney is 19.3¢/kWh all-in. That number is two parts: Payless Power's energy charge, plus the Oncor delivery charge — the cost of the poles and wires, set by the PUCT and identical on every plan from every provider on this grid.
Payless Power energy
15.1¢
Oncor delivery
4.2¢
All-in
19.3¢
At a typical 1,000 kWh month, that's about $193 — including the ~$3.42 Oncor meter charge. Because delivery is fixed, the only lever between providers in McKinney is the energy charge. Payless Power's best rate ranks #18 of 18 providers on the Oncor grid.
Top Payless Power picks for McKinney
Best Payless Power plans here.
Payless Power
6 Month - Prepaid -No Deposit & No Credit Check
Rate
19.30¢
Term
6 Months
$1000 kWh
$193
Rates as of July 2026 · verify on the EFL
- ✓ 26% green
- ✓ No deposit / no credit check
McKinney, Collin County — population 205K, sample ZIP 75069. Served by Oncor (outage line: 1-888-313-4747). Nearby on the same grid: Plano, Frisco, Allen.
Switching in McKinney
Same wires — new bill from Payless Power.
Oncor owns the wires in McKinney and processes the switch in 1-3 business days — no service interruption, no truck roll, no new equipment. Payless Power files the switch on your behalf. Same-day if you order before 4-5 PM Central.
Payless Power in McKinney — FAQ
Common questions.
Does Payless Power serve McKinney, TX?
Yes. Payless Power offers 2 plans in McKinney on the Oncor grid, starting at 19.3¢/kWh all-in. Enrollment is online and service is delivered by Oncor.
What's the delivery charge in McKinney?
Oncor charges about 4.2¢/kWh plus ~$3.42/month to deliver power in McKinney. This is set by the PUCT and is identical on every plan — from Payless Power or any other provider — so the only number that actually differs between providers is the energy charge.
Where does Payless Power rank on price in McKinney?
Payless Power's lowest McKinney rate ranks #18 of 18 providers serving the Oncor grid. The cheapest plan overall in McKinney is 7.1¢/kWh; Payless Power's best is 19.3¢/kWh.
How long does it take to switch to Payless Power in McKinney?
1 to 3 business days. Oncor keeps delivering power the whole time — no interruption, no new meter, no truck roll. Order before roughly 4–5 PM Central on a weekday and same-day switching is usually available.
More on Payless Power
Explore Payless Power.
Compare Payless Power plans in McKinney
See how Payless Power's 2 plans stack up at your real McKinney usage.
No spam · It's free · Takes 60 seconds
How enrollment works
You pick the plan here. Enrollment finishes on our secure checkout — same rate, no markup. If you'd rather skip the ZIP entry, Live Link pulls your real usage from Smart Meter Texas in about 30 seconds. Same plans, same checkout, less typing.