12 Month - Prepaid - No Deposit & No Credit Check
Rates as of July 2026 · verify on the EFL
- ✓ 26% green
- ✓ No deposit / no credit check
Provider comparison · Texas 2026
Two of Texas's most-shopped retail providers, head to head. Rates, plan counts, customer ratings — the math, then the plans.
At a glance
Lowest rate, plan count, customer rating — at a glance for both providers.
Payless Power
Est. 2005 · Arlington, TX
Lowest rate
18.7¢
Plans
2
Rating
4.7/5
Prepaid specialist. No deposit, no credit check, same-day service.
View Payless Power plansRhythm Energy
Est. 2020 · Houston, TX
Lowest rate
6.6¢
Plans
6
Rating
4.7/5
Goldman Sachs-backed, 100% renewable on every plan. EV time-of-use and solar-buyback plans, plus a 30-day test drive.
View Rhythm Energy plansOur take
Rhythm Energy wins 3 of 4 head-to-head categories (lowest rate, average rate, customer rating, plan count). That said, the right pick depends on your usage profile and what you value — read the matrix below before you decide.
| Category | Payless Power | Rhythm Energy | Winner |
|---|---|---|---|
| Lowest rate (¢/kWh) | 18.7¢ | 6.6¢ | Rhythm Energy |
| Average rate (¢/kWh) | 18.7¢ | 11.5¢ | Rhythm Energy |
| Plan count | 2 | 6 | Rhythm Energy |
| Customer rating | 4.7/5 | 4.7/5 | Tie |
| Reviews | 24,025 · Google | 6,023 · Google | Payless Power |
| 100% green plans | — | ✓ | |
| Month-to-month available | — | — | |
| Free nights/weekends | — | — |
Plans
Lowest-bill plan from each provider at 1,000 kWh — the median Texas usage. Pricing varies by ZIP and TDU territory.
Rates as of July 2026 · verify on the EFL
Rates as of July 2026 · verify on the EFL
Rates as of July 2026 · verify on the EFL
Rates as of July 2026 · verify on the EFL
Rates as of July 2026 · verify on the EFL
Bottom line
Pick Payless Power if
Pick Rhythm Energy if
Rates and plan availability vary by ZIP and TDU territory. Enter your ZIP to see what each provider offers on your meter — at your real usage.
How enrollment works
You pick the plan here. Enrollment finishes on our secure checkout — same rate, no markup. If you'd rather skip the ZIP entry, Live Link pulls your real usage from Smart Meter Texas in about 30 seconds. Same plans, same checkout, less typing.