The timeline

New REP files the switch request → TDU schedules a meter read → service transfers on the read date. Commercial customers often have a 30-60 day notice period in their existing contract; check your agreement before signing a new one.

Calculating ETF

Commercial ETFs are usually expressed as a per-kW or per-kWh charge multiplied by remaining months. Run the math: estimated savings × remaining months vs. ETF amount. For deregulated mid-market accounts, switching mid-contract pays off when the spread is more than 1.5¢/kWh.

Best time to switch

Within the renewal window (typically 60-90 days before contract end) — no ETF, full negotiating leverage. Spring (April-May) and fall (October-November) usually see the best wholesale prices, so REPs offer better terms then.