Compare every Texas electricity plan.

Set your usage, filter by what matters, and we'll sort by your real monthly bill — not the rate on the ad.

Updated July 2026 Live rates from popular Texas providers (877) 867-1477
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Our process

How ChooseMyPower ranks plans.

We sort plans by true monthly cost at your usage — not the rate on the ad. Providers usually quote their headline rate at 2,000 kWh, a level that buries base charges and triggers bill credits. Most Texas homes use 1,000 to 1,200 kWh, so the price you really pay per kWh runs higher. We add up the energy charge, the monthly base charge, TDU delivery charges, and any bill credit you would actually earn, then rank by what lands on your bill.

Every rate comes from the provider's Electricity Facts Label, the one-page disclosure Texas requires for each plan. We do not invent numbers, and we tell you to verify each plan on its EFL before you enroll.

There is no pay-for-placement. We earn a flat referral fee from the provider when you enroll through our checkout — the same fee across every provider. No provider can pay to rank higher, so the order you see reflects cost and fit, not who paid us.

Plan basics

How to read a Texas electricity plan.

Five things decide what you actually pay. Learn them once and no marketing rate can fool you.

Rate vs. true cost

The advertised rate is one per-kWh number, usually shown at 2,000 kWh. Your true cost is the full bill at your own usage, once base and delivery charges are counted. Always compare at the usage closest to yours.

Bill credits & usage thresholds

Some plans hand back a set dollar amount when your usage lands inside a range — say, $75 between 1,000 and 2,000 kWh. Miss the range and the credit vanishes, so the effective rate swings hard month to month.

TDU delivery charges

Your utility (Oncor, CenterPoint, AEP, TNMP) delivers the power and charges for it. Those charges are the same on every retail plan and appear on every bill. They are part of your true cost, not an extra.

Fixed vs. variable & the ETF

A fixed rate locks your price for the contract term; a variable rate can move month to month. Fixed-term plans usually carry an early termination fee ($150–$300) if you leave early — waived in the final 14 days or if you move out of the service area.

Questions

Comparing plans, explained.

Why do you need my ZIP code?

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Texas electricity is local. The plans, prices, and delivery charges that apply to you depend on which utility (TDU) runs the poles and wires in your area. Your ZIP tells us that so we can show plans you can actually sign up for — not a generic list. We do not use it to identify you.

What's the difference between the advertised rate and my actual bill?

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The rate on the ad is a per-kWh price, usually calculated at 2,000 kWh of monthly usage — a level that hides base charges and triggers bill credits. Most Texas homes use 1,000 to 1,200 kWh, so the price you really pay per kWh is higher. Your bill also includes a monthly base charge and TDU delivery charges. We add all of it up at your usage to show what the plan actually costs.

What are bill credits, and why do they matter?

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A bill credit is a dollar amount a plan takes off your bill when your usage lands inside a set range — for example, a $75 credit if you use between 1,000 and 2,000 kWh. Miss the range by one kWh and the credit disappears, so your effective rate swings wildly month to month. These credits make a plan look cheap at one usage level and expensive at another. We calculate cost at your usage so a credit only helps if you would actually earn it.

What is a TDU?

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TDU stands for Transmission and Distribution Utility — the company that owns the poles, wires, and meter and delivers power to your home. In Texas that is Oncor, CenterPoint, AEP, TNMP, or another regional utility, depending on where you live. You do not choose your TDU; it comes with your address. Its delivery charges are the same no matter which retail plan you pick, and they are part of every bill.

How do you rank plans?

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By true cost at your usage level — what the plan actually costs per month once base charges, energy charges, TDU delivery charges, and any bill credits are all counted. Not by the advertised rate. Every rate we show comes from the provider's official Electricity Facts Label (EFL), the disclosure the state requires. We always tell you to verify the numbers on the EFL before you enroll.

Do you sell my information?

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No. We do not sell your personal information. You can compare every plan without creating an account or handing over your details. When you decide to sign up, you enroll directly with the provider through a secure checkout.

Is this free to use?

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Yes. Comparing plans is free, and you pay the same price whether you enroll through us or go straight to the provider. We earn a flat referral fee from the provider when you sign up through our checkout — the same fee across every provider, so we have no reason to push one plan over another.

What's the difference between a fixed and a variable rate?

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A fixed-rate plan locks your energy price for the length of the contract — 6, 12, 24 months — so the rate does not change even if the market moves. A variable-rate plan can change month to month, usually with no contract and no early termination fee, but it can spike when wholesale prices rise. Fixed rates give you predictability; variable rates give you flexibility.

What is an early termination fee (ETF)?

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An ETF is a penalty for canceling a fixed-term contract before it ends — often $150 to $300, sometimes a set amount for each month left. Texas law lets you switch without the fee during the final 14 days of your contract, and you never owe an ETF if you move out of the service area and provide proof. Month-to-month and most variable plans have no ETF.

How do I read an Electricity Facts Label (EFL)?

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The EFL is the one-page disclosure every Texas provider must publish for each plan. It lists the average price per kWh at 500, 1,000, and 2,000 kWh, the base charge, the energy charge, the TDU delivery charges, the contract length, the early termination fee, and whether the rate is fixed or variable. Compare plans at the usage row closest to your own — and treat the EFL, not the ad, as the source of truth.