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Plan type · Fixed rate

Fixed rate electricity plans in Texas.

A fixed rate locks your per-kWh price for the contract term — typically 12, 24, or 36 months. Your bill still varies with usage, but the rate doesn't move when wholesale prices spike or drop.

Compare all 129 plans Or call (877) 867-1477
Lowest rate 6.2¢ per kWh at 1,000 kWh
Average 14.7¢ across 129 plans
Highest 23.5¢ per kWh at 1,000 kWh

Top 10 ranked

The 10 fixed rate plans we'd shop first.

# Provider & plan Rate Score
1
Just Energy

Smart Choice - 12

Just Energy · 3.6/5

6.2¢

/ kWh

 8.6 View deal
2
APGE

SimpleSaver 11

APGE · 4.4/5

6.4¢

/ kWh

 9.4 View deal
3
APGE

SimpleSaver 12

APGE · 4.4/5

6.5¢

/ kWh

 9.4 View deal
4
4Change Energy

Maxx Saver Value 8

4Change Energy · 4.2/5

6.5¢

/ kWh

 9.2 View deal
5
Energy Texas

The Lone Saver Plus 12

Energy Texas · 4.7/5

6.6¢

/ kWh

 9.7 View deal
6
Rhythm Energy

Rhythm Max Saver 12

Rhythm Energy · 4.3/5

6.6¢

/ kWh

 9.3 View deal
7
4Change Energy

Maxx Saver Value 12

4Change Energy · 4.2/5

6.6¢

/ kWh

 9.2 View deal
8
Frontier Utilities

Saver Plus 12

Frontier Utilities · 4.3/5

6.8¢

/ kWh

 9.3 View deal
9
Gexa Energy

Eco Saver Plus 12

Gexa Energy · 4.1/5

6.8¢

/ kWh

 9.1 View deal
10
Cirro Energy

Bill Bonus 12

Cirro Energy · 4.0/5

6.8¢

/ kWh

 9.0 View deal

Decision frame

Right plan for the right home.

Best for

  • Predictable monthly bills
  • Riding out volatile summer markets
  • Households planning to stay 12+ months

Watch out for

  • Early termination fees ($150-$295) if you break the contract early
  • Rates set at signing — if market drops, you're locked in
  • Bill credit gimmicks tied to specific usage thresholds (read the EFL)

Providers

8 retailers offering fixed rate plans.

Just Energy

Just Energy

3.6/5 · 14 plans

 APGE

APGE

4.4/5 · 19 plans

 4Change Energy

4Change Energy

4.2/5 · 12 plans

 Energy Texas

Energy Texas

4.7/5 · 6 plans

 Rhythm Energy

Rhythm Energy

4.3/5 · 6 plans

 Frontier Utilities

Frontier Utilities

4.3/5 · 6 plans

 Gexa Energy

Gexa Energy

4.1/5 · 6 plans

 Cirro Energy

Cirro Energy

4.0/5 · 7 plans

By city

Fixed rate plans in major Texas cities

Fixed rate in Houston Fixed rate in Pasadena Fixed rate in Sugar Land Fixed rate in The Woodlands Fixed rate in Pearland Fixed rate in League City Fixed rate in Baytown Fixed rate in Conroe Fixed rate in Missouri City Fixed rate in Beaumont Fixed rate in Dallas Fixed rate in Fort Worth Fixed rate in Arlington Fixed rate in Plano Fixed rate in Irving Fixed rate in Garland

Compare

Fixed vs. variable vs. free-nights — which lock is right?

Fixed rateVariable rateFree-nights
Rate structure Same rate for the contract termChanges month-to-month with marketFree during set hours + higher daytime rate
Contract term 6, 12, 24, or 36 monthsMonth-to-month, no commitment12-24 months typical
Early termination fee $150-$295None$150-$295
Bill predictability High — rate is setLow — can swing with marketDepends on load-shift
Summer-freeze protection Full — you pay the locked rateZero — can spike 3-5×Full during free hours only
Best for Standard households; want to sleep at nightRenters; near a move; short bridgeEV owners; night-shift; heavy weekend use

How it works

What a fixed rate actually locks in.

  1. 1

    The energy charge is fixed

    Your per-kWh rate for electricity supply is locked for the contract term (12, 24, or 36 months). If ERCOT wholesale spikes to $9,000/MWh in a freeze, you still pay the rate you signed for.

  2. 2

    TDU delivery charges are NOT fixed

    Your bill has two components. The energy charge (your provider) is locked; the delivery charge (Oncor, CenterPoint, AEP, TNMP) is set by the PUCT and can adjust twice a year. A "fixed" plan does not fix the whole bill.

  3. 3

    The base charge may or may not be fixed

    Some plans include a monthly base charge ($4.95 is common). Whether that base charge is locked for the term is buried in the EFL — read it. Base charges have crept up on legacy customers before.

  4. 4

    The average price at your usage matters more than the headline rate

    Providers publish "average price at 500, 1,000, and 2,000 kWh" on the EFL. That is the effective per-kWh rate after base charges, bill credits, and usage-tier pricing kick in. Compare plans at the usage that matches your home.

  5. 5

    Watch for bill-credit trickery

    A plan quoting "8.9¢/kWh at 1,000 kWh" might mean a $50 bill credit that only lands if you use exactly 1,000-1,999 kWh. Use 999 kWh in a mild month and lose the credit — effective rate jumps to 12-14¢. The 500 kWh and 2,000 kWh columns on the EFL expose this.

Common questions

Quick answers on fixed rate plans.

How does a fixed-rate electricity plan work in Texas?
You sign a contract (usually 6, 12, 24, or 36 months) at a specific per-kWh rate for the energy portion of your bill. That rate does not change for the term — even if ERCOT wholesale prices spike during a summer heat wave or winter freeze. Your bill still varies with how much power you use, and the TDU delivery charge portion of your bill can still adjust (twice a year, set by the PUCT), but the energy charge you pay to your provider is locked.
Which is better, fixed-rate or variable-rate?
For most Texas households, fixed-rate wins. Fixed protects you from summer wholesale spikes (the freeze of February 2021 sent some variable-rate customers thousands in one month). Variable can be cheaper in mild months, but the downside risk is asymmetric — you gain a little when prices drop and lose a lot when they spike. Variable makes sense only if you are moving within a few months or bridging between fixed contracts.
What is the average price for a fixed-rate electricity plan in Texas?
Fixed-rate plans in Texas typically range from 10-14¢/kWh at 1,000 kWh usage, though the cheapest offers dip into the 7-9¢ range and marketing-heavy plans push to 15-17¢. The single most important number is the "average price at 1,000 kWh" on the Electricity Facts Label (EFL) — that reflects the effective rate after base charges and bill credits, which is what you actually pay.
How long should my fixed-rate contract be?
12 months is the safest default. It locks you in through one full summer (when spot prices spike) without committing too far ahead. 24 or 36 months only make sense when rates are historically low and you expect them to rise. Rates in Texas over the last decade have generally trended flat to slightly up, so long terms have not paid off consistently. If you are unsure, 12 months buys you optionality.
What is an early termination fee (ETF) on a fixed-rate plan?
A flat fee — usually $150-$295 — you pay if you cancel the contract before the term ends. Some providers charge a per-remaining-month fee (e.g. $20/month left). PUCT rules waive the ETF in specific situations: moving out of the service territory (with proof of new address), moving to another state, some deployment/military scenarios, and if the provider materially changes the terms. The last 14 days of your contract are also ETF-free — the standard renewal window.
Are all fees fixed on a fixed-rate plan?
No — and this is the biggest misconception. The energy charge (per-kWh rate from your provider) is fixed for the term. But two other bill components can change: (1) TDU delivery charges — set by the PUCT and adjusted twice a year, and (2) monthly base charges on some plans — read the EFL to see whether the base is locked. A truly "everything fixed" plan is rare; most plans lock only the energy charge.
What happens when my fixed-rate contract expires?
You get rolled onto a month-to-month "holdover rate" that is almost always significantly higher than what you were paying — often 2-4× the contract rate. This is where a lot of Texans lose money silently. The right move: shop for a new plan 30-60 days before your contract ends. The final 14 days before expiration are ETF-free (PUCT rule), so you can switch without penalty even if you find a better deal at the last minute.

2026 Texas market context

Wherefixed rate sits in the market right now.

Fixed-rate is the dominant plan structure in deregulated Texas — roughly 70-80% of residential customers are on a fixed-rate contract at any given time. The standard term lengths are 12, 24, and 36 months; longer contracts usually price slightly better but lock you in through more market volatility. Post-Winter Storm Uri (Feb 2021), fixed-rate became even more dominant because it shields you from wholesale price spikes during ERCOT scarcity events.

Common gotchas

  • Bill credits disguised as fixed rates

    Many 'fixed-rate' plans embed a bill credit at 1,000 kWh that drops your effective rate by 2-5¢ at exactly that threshold. Use 999 kWh and the credit vanishes — your effective rate jumps right back up.

  • Early termination fees

    Standard ETFs in Texas are $150-$295 (sometimes tiered by remaining months). If you might move before the contract ends, factor the ETF into your effective rate.

  • Minimum-usage fees

    Some fixed plans add a $9.95 fee for any month under 1,000 kWh. Small apartments and snowbirds get hit hardest.

  • TDU pass-through changes

    Your fixed rate doesn't include changes to TDU delivery charges. When PUCT approves a TDU rate case (every 3-5 years), your bill goes up regardless of your fixed-rate contract.

Best fit

2,400 sq ft Plano family of four with predictable 1,400-1,800 kWh monthly usage, planning to stay 24+ months.

Usage well above any bill-credit threshold band, predictable enough that the contract length isn't a constraint, and large enough that locking in a low rate beats variable-market exposure during summer.

Worst fit

650 sq ft Houston apartment renter on a month-to-month lease, using 350-500 kWh per month.

Below the bill-credit threshold so the headline rate doesn't apply, minimum-usage fees stack monthly, and the ETF makes early break-out painful. A variable-rate or prepaid plan usually wins here.

Practical next step

Pull your last 12 months of usage from your current provider's portal. Then compute the effective rate at your real monthly usage on the top 3 plans on this page — that's the real ranking.

Ready to pick a fixed rate plan?

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How enrollment works

You pick the plan here. Enrollment finishes on our secure checkout — same rate, no markup. If you'd rather skip the ZIP entry, Live Link pulls your real usage from Smart Meter Texas in about 30 seconds. Same plans, same checkout, less typing.