Plan type · Fixed rate
Fixed rate electricity plans in Texas.
A fixed rate locks your per-kWh price for the contract term — typically 12, 24, or 36 months. Your bill still varies with usage, but the rate doesn't move when wholesale prices spike or drop.
Top 10 ranked
The 10 fixed rate plans we'd shop first.
| # | Provider & plan | Rate | Score | |
|---|---|---|---|---|
| 1 |  SimpleSaver 14 APGE · 4.4/5 | 7.2¢ / kWh | 9.4 | View deal |
| 2 |  Maxx Saver Value 8 4Change Energy · 4.2/5 | 7.2¢ / kWh | 9.2 | View deal |
| 3 |  Smart Choice - 12 Just Energy · 3.6/5 | 7.3¢ / kWh | 8.6 | View deal |
| 4 | SimpleSaver 12 APGE · 4.4/5 | 7.3¢ / kWh | 9.4 | View deal |
| 5 |  Bill Credit Bundle 24 Discount Power · 3.9/5 | 7.4¢ / kWh | 8.9 | View deal |
| 6 |  Bill Bonus 24 Cirro Energy · 4.0/5 | 7.4¢ / kWh | 9.0 | View deal |
| 7 |  Eco Saver Plus 12 Gexa Energy · 4.1/5 | 7.4¢ / kWh | 9.1 | View deal |
| 8 |  Saver Plus 12 Frontier Utilities · 4.3/5 | 7.4¢ / kWh | 9.3 | View deal |
| 9 | Maxx Saver Value 12 4Change Energy · 4.2/5 | 7.4¢ / kWh | 9.2 | View deal |
| 10 | SimpleSaver 24 APGE · 4.4/5 | 7.4¢ / kWh | 9.4 | View deal |
Decision frame
Right plan for the right home.
Best for
- Predictable monthly bills
- Riding out volatile summer markets
- Households planning to stay 12+ months
Watch out for
- Early termination fees ($150-$295) if you break the contract early
- Rates set at signing — if market drops, you're locked in
- Bill credit gimmicks tied to specific usage thresholds (read the EFL)
By city
Fixed rate plans in major Texas cities
2026 Texas market context
Wherefixed rate sits in the market right now.
Fixed-rate is the dominant plan structure in deregulated Texas — roughly 70-80% of residential customers are on a fixed-rate contract at any given time. The standard term lengths are 12, 24, and 36 months; longer contracts usually price slightly better but lock you in through more market volatility. Post-Winter Storm Uri (Feb 2021), fixed-rate became even more dominant because it shields you from wholesale price spikes during ERCOT scarcity events.
Common gotchas
Bill credits disguised as fixed rates
Many 'fixed-rate' plans embed a bill credit at 1,000 kWh that drops your effective rate by 2-5¢ at exactly that threshold. Use 999 kWh and the credit vanishes — your effective rate jumps right back up.
Early termination fees
Standard ETFs in Texas are $150-$295 (sometimes tiered by remaining months). If you might move before the contract ends, factor the ETF into your effective rate.
Minimum-usage fees
Some fixed plans add a $9.95 fee for any month under 1,000 kWh. Small apartments and snowbirds get hit hardest.
TDU pass-through changes
Your fixed rate doesn't include changes to TDU delivery charges. When PUCT approves a TDU rate case (every 3-5 years), your bill goes up regardless of your fixed-rate contract.
Best fit
2,400 sq ft Plano family of four with predictable 1,400-1,800 kWh monthly usage, planning to stay 24+ months.
Usage well above any bill-credit threshold band, predictable enough that the contract length isn't a constraint, and large enough that locking in a low rate beats variable-market exposure during summer.
Worst fit
650 sq ft Houston apartment renter on a month-to-month lease, using 350-500 kWh per month.
Below the bill-credit threshold so the headline rate doesn't apply, minimum-usage fees stack monthly, and the ETF makes early break-out painful. A variable-rate or prepaid plan usually wins here.
Practical next step
Pull your last 12 months of usage from your current provider's portal. Then compute the effective rate at your real monthly usage on the top 3 plans on this page — that's the real ranking.
Ready to pick a fixed rate plan?
Enter your ZIP and we'll show every Texas plan available on your meter, sorted by true cost at your home's actual usage.