This guide walks through the core decisions and pitfalls for Texans shopping for electricity. Full article content is ported from the design prototype. For production, connect this to your CMS or Convex content collection.
Fixed: predictability
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Variable: flexibility with risk
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Indexed plans: the third option
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Who should choose which
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“Variable-rate freedom sounds great until February, when ERCOT spot prices hit $9,000/MWh and your bill arrives.”
— Sarah Mitchell, CFA, Energy Market Analyst
Current Texas electricity rates
Rates as of April 2026 · Based on 1,000 kWh usage · Source: ComparePower.com
Fixed vs. variable rate
Pros
- Locked energy charge for the full term
- Protected from wholesale spikes
- Predictable monthly budget
- Most common plan type in Texas
Cons
- Early-termination fee ($150–$295) if you leave
- Can't take advantage if rates fall
- Requires re-shopping at contract end
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