Payless Power
12 Month Prepaid
Rate
18.09¢
Term
12 Months
$1000 kWh
$181
- ✓ 26.2% green
- ✓ No deposit / no credit check
- ✓ No deposit, no credit check, $40 connect
2 plans
No-Deposit Electricity Plans
Get the lights on without a credit check or upfront deposit.
Top picks
Our top 2 no-deposit plans.
Payless Power
6 Month Prepaid
Rate
18.09¢
Term
6 Months
$1000 kWh
$181
- ✓ 26% green
- ✓ No deposit / no credit check
- ✓ No deposit, no credit check, $40 connect
Related
Learn before you switch
Before you sign a contract, these are the guides we'd read.
Moving
Moving in Texas: How to Set Up Electricity
Same-day power is possible — if you do these four things before the move.
6 min read
Decision
How to Choose an Electricity Provider in Texas
A step-by-step framework for picking a retail electricity provider in a deregulated market.
8 min read
Shopping
Understanding the Electricity Facts Label (EFL)
The EFL is the single most important document in Texas electricity shopping. Here’s how to decode it.
6 min read
Savings
How to Lower Your Electric Bill in Texas
Practical changes — and the ones that are just marketing — to cut your monthly bill.
7 min read
FAQ
Common questions.
How do no-deposit plans work?
+
Two flavors: prepaid plans (you load a balance) and soft-pull plans (no hard credit check). Both skip the $200–$400 deposit most Texas providers require for a standard plan.
Are rates higher on no-deposit plans?
+
Slightly — usually 0.5–1.5¢/kWh higher than the market low. The tradeoff is same-day activation and no credit impact.
Ready to pick a no-deposit plan?
Enter your ZIP to filter for plans available on your meter.
No spam · It's free · Takes 60 seconds